Lightyear free fractional share worth up to £100
Financial Interest was founded by Damien Talks Money (391,000 YouTube subscribers) to teach the personal finance lessons he wished he'd been taught at school.
Last updated 3rd April 2026
3 min read
Get a free fractional share worth up to £100 when you open a stocks & shares ISA or general investment account through our referral link, or by using promo code 'FIN', and fund your account with at least £100. Terms apply, capital at risk when investing.
How to claim your free fractional share
- Create a Lightyear account using our referral link or by entering promo code 'FIN'
- Open a stocks & shares ISA or General Investment Account (if you open an ISA, you'll be prompted to open a GIA to receive your reward – they make it easy to do in just a couple of clicks)
- Deposit at least £100 within 10 days of signing up
- Receive a free fractional share of your choice worth up to £100.
If you've already opened a Lightyear account within the past 15 days and you deposited within the 10-day window, you can still take advantage of the offer.
Head to the Lightyear app, then to "settings", and click on "promotions". Then, just add the promo code FIN:
Terms apply. As an affiliate, we may earn a commission if you use our referral code. This will cost you nothing, and the only other way to claim this bonus is by using someone else’s affiliate code.
What free share will I get?
You can choose which fractional share you'd like to receive after finding out the value of your reward.
What's the chance of getting a £100 free share?
The value you'll get is based on the probabilities below. The higher the value, the less likely you are to get it – but everyone gets something worth at least £10.
| Probability | Value |
|---|---|
| 80% | £10-£20 |
| 15% | £20-£50 |
| 3% | £50-£75 |
| 2% | £75-£100 |
Can I sell or withdraw my share?
Yes, six months after it's credited.
Lightyear is an investment platform, so please note that your capital is at risk if you decide to invest.
Why didn’t I receive my free fractional share?
You’ll normally receive your free shares within seven to 10 working days, though it’s worth waiting a couple of extra days in case there are any delays. You’ll also need to make sure you fulfil all the criteria in Lightyear’s terms and conditions, including being a new user, making the deposit within 30 days, passing all onboarding checks to successfully open a GIA (not just an ISA), and not having previously redeemed any Lightyear promo code.
If you completed all the reward conditions and haven't received your fractional shares within seven to 10 working days, please reach out to [email protected]
Financial Interest provides guidance, not advice. If you’re unsure about anything, speak with a qualified adviser. When investing, your capital is always at risk. Past performance does not guarantee future results.
