Plum

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T32

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £92.88

ISA fee notes ^{You need to be at least a subscriber to Plum Plus for £3.99 to get acces to the Stocks and Shares ISA. You could also be on Boost(£7.99/month) or Max (£11.99/month) if you want additional benefits and lower fees. Along with your monthly Plum plan fee, there's a 0.45% management fee (0.3% for Boost or 0.15% if you're on Max).}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £47.88

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.45%

In-specie transfersDoes the broker support the transfer of investments? No

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. N/A

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. N/A

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. £47.88 + 0.45%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. Uncapped

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. N/A

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 16

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £45

SIPP fee notes ^{Plum charges a flat 0.45% annual platform fee to use the pension. You don't have to be on a paid subscription plan to use the Plum pension.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A

In-specie transfersDoes this SIPP support the transfer of investments? No

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.45%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. N/A

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.45%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. Uncapped

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. N/A

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? No

Director depositsDoes this SIPP allow company directors to deposit company funds? No

DrawdownDoes this SIPP support drawdown? No

Interest rate (AER)The interest rate offered in their easy access (withdraw anytime) Cash ISA, or closest equivalent, at the time of our last update. 4.31%

Flexible?Can you withdraw and redeposit without affecting your annual ISA limit? No

Maximum withdrawalsThe most withdrawals you can make before it affects your interest rate Unlimited

Fi Score rankingWhere this ISA ranks compared to other Lifetime Cash ISAs based on Fi Score 2

Interest rate (AER)The interest rate offered in their Lifetime Cash ISA at the time of our last update. 3.11%

LISA transfers?Are transfers supported with this Lifetime Cash ISA? Only from existing LISAs