Moneybox

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T36

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £57

ISA fee notes ^{£1 monthly subscription fee is waived for the first 3 months. You pay this, plus an uncapped 0.45% platform fee based on the value of your portfolio. Moneybox has no commissions for making investments, but there's a 0.45% FX fee for US stocks.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £12

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.45%

In-specie transfersDoes the broker support the transfer of investments? No

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.45% + £12

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. Uncapped

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £0

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.45% + £12

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. Uncapped

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £0

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 15

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £45

SIPP fee notes ^{The Moneybox pension platform fee is 0.45% on the first £100,000, then 0.15% on balances above this. If you choose the Moneybox pre-made funds, there's just a 0.15% fee that's capped at £150/year. There's no fees to buy or sell funds, but it's a more limited selection of investments compared to the other platforms.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A

In-specie transfersDoes this SIPP support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. N/A

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. N/A

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.45%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. Uncapped

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. N/A

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? No

Director depositsDoes this SIPP allow company directors to deposit company funds? No

DrawdownDoes this SIPP support drawdown? No

Interest rate (AER)The interest rate offered in their easy access (withdraw anytime) Cash ISA, or closest equivalent, at the time of our last update. 3.80%

Flexible?Can you withdraw and redeposit without affecting your annual ISA limit? No

Maximum withdrawalsThe most withdrawals you can make before it affects your interest rate Unlimited

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £57

Annual fees 0.45% + £12

Trading fees £0

ISA transfersDoes this platform allow you to transfer an existing Lifetime ISA in from elsewhere? Yes

Notes ^{Moneybox's Lifetime Stocks & Shares ISA has a £1 per month subscription fee, plus a 0.45% annual fee. The £1 monthly fee is removed for the first 3 months. Uninvested cash earns 2.75% interest.}

Fi Score rankingWhere this ISA ranks compared to other Lifetime Cash ISAs based on Fi Score 3

Interest rate (AER)The interest rate offered in their Lifetime Cash ISA at the time of our last update. 3.30%

LISA transfers?Are transfers supported with this Lifetime Cash ISA? All transfers available

Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? T9

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £57

Junior ISA fee notes ^{With a Moneybox JISA, you pay no £1 subscription fee for the first 3 months. You have to choose one of its 3 Starting Options to begin with, but you can invest in a range of tracker (mutual) funds, which you can find in 'Allocations' under 'Settings'.}

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. N/A

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £0

Share trading feeThe amount you'll pay to invest in company shares. N/A

Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA. 0.45% Platform fee
£1 Monthly subscription fee (first 3 months free)