Stocks & Shares ISAs
SIPPs
Junior Stocks & Shares ISAs
Junior SIPPs
Lifetime Stocks & Shares ISAs
Lifetime Cash ISAs
Cash ISAs
Stocks & Shares ISAs
SIPPs
Junior Stocks & Shares ISAs
Junior SIPPs
Lifetime Stocks & Shares ISAs
Lifetime Cash ISAs
Cash ISAs
Visit broker Moneybox
Visit broker Trading 212
Visit broker Moneybox
Visit broker Trading 212
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Moneybox and Trading 212 both provide Stocks & Shares ISAs and Cash ISAs. However, Moneybox also offers SIPPs, Junior Stocks & Shares ISAs, and Lifetime ISAs, whereas Trading 212 does not provide these account types. Neither platform currently offers Junior SIPPs.
Below, you’ll find a comprehensive breakdown and comparison of each account type offered by Moneybox and Trading 212, including fees, features, and more.
Portfolio size (for fee calculations)
Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T36
Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £57
ISA fee notes £1 monthly subscription fee is waived for the first 3 months. You pay this, plus an uncapped 0.45% platform fee based on the value of your portfolio. Moneybox has no commissions for making investments, but there's a 0.45% FX fee for US stocks.
Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £12
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.45%
In-specie transfersDoes the broker support the transfer of investments? No
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. 0.45% + £12
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. Uncapped
ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £0
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. 0.45% + £12
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. Uncapped
Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0
Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A
SharesShare trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £0
Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score 1
Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £0
ISA fee notes Trading 212's Stocks and Shares ISA has no platform or trading fees, meaning you can invest in shares or ETFs priced in GBP without Trading 212 charging any commissions. Bank transfer deposits are free, but using a debit card or Apple/Google Pay costs 0.7% (after your £2k free threshold).
Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £0
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.15%
In-specie transfersDoes the broker support the transfer of investments? Yes
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. £0
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A
ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £0
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. N/A
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. N/A
Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. N/A
Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A
SharesShare trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £0
Trading 212 offers the top-rated Stocks & Shares ISA on Financial Interest. Moneybox's Stocks & Shares ISA is ranked 36th.
Both Moneybox and Trading 212 provide Stocks & Shares ISAs, giving you the option to invest tax-efficiently.
When it comes to investment options, both brokers offer ETFs and individual shares. However, Moneybox also provides access to mutual funds, whereas Trading 212 does not.
Both Moneybox and Trading 212 allow investors to manage their own investments. Additionally, Moneybox offers DFY (Done For You) investing, whereas Trading 212 does not.
For foreign currency transactions, Moneybox imposes a 0.45% fee, while Trading 212 charges a lower 0.15%.
Both Moneybox and Trading 212 offer flexible Stocks & Shares ISAs, meaning you can withdraw and re-deposit funds within the same tax year without affecting your annual ISA allowance.
Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 15
Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £45
SIPP fee notes The Moneybox pension platform fee is 0.45% on the first £100,000, then 0.15% on balances above this. There's no fees to buy or sell index funds, but it's a more limited selection of investments compared to the other accounts.
Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A
In-specie transfersDoes this SIPP support the transfer of investments? Yes
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. N/A
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A
ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. N/A
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. 0.45%
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. Uncapped
Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0
SharesShare trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. N/A
SIPP featuresEmployer contributionsDoes this SIPP allow contributions from your employer? No
Director depositsDoes this SIPP allow company directors to deposit company funds? No
DrawdownDoes this SIPP support drawdown? No
N/ATrading 212 does not offer a SIPP or we have not added it to our dataset yet
Moneybox ranks down in position #15 for SIPPs on Financial Interest. Trading 212 does not offer this type of account, or we've not added it to our site yet.
Only Moneybox provides a SIPP, whereas Trading 212 does not currently offer this option, or we haven’t added it to our dataset at Financial Interest just yet.
Moneybox’s SIPP includes mutual funds as investment options but does not offer ETFs or individual shares.
Investors can choose between managing their own pension investments or opting for professional management with Moneybox’s SIPP.
Moneybox does not charge foreign exchange fees for their SIPP, as overseas investments are not applicable to their pension offering.
In-specie transfers are supported by Moneybox, enabling pension holders to move existing investments without selling them first.
Moneybox does not accept employer contributions or director contributions to their SIPP. Drawdown facilities are also not available with their pension offering.
Interest rate (AER)The interest rate offered in their easy access (withdraw anytime) Cash ISA, or closest equivalent, at the time of our last update. 4.27%
Flexible?Can you withdraw and redeposit without affecting your annual ISA limit? No
Maximum withdrawalsThe most withdrawals you can make before it affects your interest rate Unlimited
Interest rate (AER)The interest rate offered in their easy access (withdraw anytime) Cash ISA, or closest equivalent, at the time of our last update. 4.62%
Flexible?Can you withdraw and redeposit without affecting your annual ISA limit? Yes
Maximum withdrawalsThe most withdrawals you can make before it affects your interest rate Unlimited
Trading 212 has the 2nd ranked Cash ISA on Financial Interest, with Moneybox ranking in 4th for their Cash ISA.
Both Moneybox and Trading 212 provide Cash ISAs, though there’s an important distinction between them. Trading 212 offers a flexible Cash ISA, which means customers can withdraw and redeposit funds within the same tax year without using up additional portions of their annual ISA allowance. Moneybox’s Cash ISA is not flexible.
Please note: we only focus on easy access Cash ISAs (or similar) at this time, with no fixed-term options included.
Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £57
Annual fees 0.45% + £12
Trading fees £0
ISA transfersDoes this platform allow you to transfer an existing Lifetime ISA in from elsewhere? Yes
Notes Moneybox's Lifetime Stocks & Shares ISA has a £1 per month subscription fee, plus a 0.45% annual fee. The £1 monthly fee is removed for the first 3 months. Uninvested cash earns 2.75% interest.
N/ATrading 212 does not offer a Lifetime Stocks & Shares ISA or we have not added it to our dataset yet
Moneybox ranks down in position #5 for Lifetime Stocks & Shares ISAs on Financial Interest. Trading 212 does not offer this type of account, or we've not added it to our site yet.
Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? T9
Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £57
Junior ISA fee notes With a Moneybox JISA, you pay no £1 subscription fee for the first 3 months. You have to choose one of its 3 Starting Options to begin with, but you can invest in a range of tracker (mutual) funds, which you can find in 'Allocations' under 'Settings'.
ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. N/A
Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £0
Share trading feeThe amount you'll pay to invest in company shares. N/A
Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA.
0.45% Platform fee
£1 Monthly subscription fee (first 3 months free)
N/ATrading 212 does not offer a Junior Stocks & Shares ISA or we have not added it to our dataset yet
Moneybox ranks down in position #9 for Junior Stocks & Shares ISAs on Financial Interest. Trading 212 does not offer this type of account, or we've not added it to our site yet.
Fi Score rankingWhere this ISA ranks compared to other Lifetime Cash ISAs based on Fi Score 3
Interest rate (AER)The interest rate offered in their Lifetime Cash ISA at the time of our last update. 3.30%
LISA transfers?Are transfers supported with this Lifetime Cash ISA? All transfers available
N/ATrading 212 does not offer a Lifetime Cash ISA or we have not added it to our dataset yet
Moneybox provides one of the higher-rated Lifetime Cash ISAs on Financial Interest with a ranking of #3 while Trading 212 doesn't currently offer this type of account.
Go to full review: Moneybox review
Go to full review: Trading 212 review
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