InvestEngine

4.4

#1 of 30 SIPPs #4 of 47 Stocks & Shares ISAs

Website Fees Review

Overview

InvestEngine is a UK-based investment platform offering managed and DIY portfolios through ETF investing. The service provides commission-free trading, fractional shares, and automated portfolio management. Known for its low-cost approach, InvestEngine caters to both passive investors seeking ready-made portfolios and active investors wanting to build their own diversified investment strategies through their web platform and mobile app.

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Fi Score This is a subjective score awarded by Financial Interest based on the account or platform's offering.

Stocks & Shares ISA

4.2

SIPP

4.5

Junior Stocks & Shares ISAThis broker does not offer Junior Stocks & Shares ISA or we have not added it to our dataset yet.

N/A

Junior SIPPThis broker does not offer Junior SIPP or we have not added it to our dataset yet.

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Lifetime Stocks & Shares ISAThis broker does not offer Lifetime Stocks & Shares ISA or we have not added it to our dataset yet.

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Lifetime Cash ISAThis broker does not offer Lifetime Cash ISA or we have not added it to our dataset yet.

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Cash ISAThis broker does not offer Cash ISA or we have not added it to our dataset yet.

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InvestEngine Offers

InvestEngine welcome bonus

We're not aware of a welcome bonus for InvestEngine at this time.

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InvestEngine Fees & Review

Stocks & Shares ISA
SIPP

Stocks & Shares ISA

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T4

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £0

ISA fee notes ^{InvestEngine charges nothing if you use their DIY account option, except for their LifePlans which incur a 0.25% annual fee. Their managed accounts have a 0.25% annual fee. They have no platform, trading or deposit/withdrawal fees on regular ETFs, and they only offer ETFs in GBP (£), so no FX fees either.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A

In-specie transfersDoes the broker support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. £0

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £0

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. N/A

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. N/A

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. N/A

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. N/A

This page may contain errors. We try our best to maintain accuracy but offer no guarantees. Please reach out if you see something that needs correcting.

The InvestEngine Stocks & Shares ISA allows investors to choose their own investments in ETFs, commodities, and money market funds, offering fractional shares – meaning you don't have to buy whole units, making it more affordable to invest. You're also able to select pre-built portfolios or pay for your portfolio to be managed by professionals. This ISA doesn't offer individual shares or mutual funds.

As this is a flexible ISA, you can withdraw and redeposit in the same tax year without affecting your annual ISA limit.

In-specie transfers are supported, meaning you can transfer your portfolio from another investment platform – or to another platform – as long as the same assets are available on both.

InvestEngine ranks joint-1st by Fi Fee for small investors (£10,000 portfolios), and holds the same ranking for large portfolios (balances of £500,000) too. To invest, you’ll need a minimum lump sum deposit of £100 or an ongoing monthly investment of at least £20.

InvestEngine charges nothing if you use their DIY account option, except for their LifePlans which incur a 0.25% annual fee. Their managed accounts have a 0.25% annual fee. They have no platform, trading or deposit/withdrawal fees on regular ETFs, and they only offer ETFs in GBP (£), so no FX fees either.

SIPP

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score T1

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £0

SIPP fee notes ^{InvestEngine's SIPP has no platform fee for the DIY option, but only allows transfers in from Vanguard and Hargreaves Lansdown at this time. LifePlans and managed portfolios (0.25% fee) are not currently available. You need at least £100 to open an account, but you can invest from £1 after that.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A

In-specie transfersDoes this SIPP support the transfer of investments? No

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. £0

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £0

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. N/A

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. N/A

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. N/A

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £0

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? No

Director depositsDoes this SIPP allow company directors to deposit company funds? No

DrawdownDoes this SIPP support drawdown? No

InvestEngine's SIPP provides access to DIY investing (you can choose your own investments), ready-made portfolios, and professionally-managed portfolios. You can invest into ETFs, commodities, and MMFs (money market funds). This SIPP doesn't offer shares or mutual funds.

Investors can't transfer their investments in-specie, meaning they must convert to cash prior to transferring to another provider.

Fractional shares are supported, meaning it's possible to invest every penny you deposit. You aren't required to buy whole units of each investment.

When it comes to a pension offering, this SIPP doesn't include the features the average person might be looking for: drawdown isn't supported (you'd have to transfer elsewhere to start withdrawing your pension), limited company directors can't deposit via their business, and employers can't deposit into their employee's SIPP either.

InvestEngine's SIPP ranks joint-1st by Fi Fee for small investors, and holds the same ranking for bigger investors too.

InvestEngine's SIPP has no platform fee for the DIY option, but only allows transfers in from Vanguard and Hargreaves Lansdown at this time. LifePlans and managed portfolios (0.25% fee) are not currently available. You need at least £100 to open an account, but you can invest from £1 after that.

See more broker reviews:

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This is an affiliate link: we may earn a small commission.