Hargreaves Lansdown vs Interactive Investor UK Broker Comparison

AJ Bell
AJ Bell Dodl
Aviva
bestinvest
Charles Stanley
Chip
CMC Invest
eToro
Fidelity
first direct
Freetrade
Hargreaves Lansdown
IG
Interactive Brokers
Interactive Investor
InvestEngine
Legal & General
Lightyear
Moneybox
Moneyfarm
Plum
Prosper
Saxo
Tillit
Trading 212
True Potential
Vanguard
Wealthify
Wesleyan
XTB

AJ Bell
AJ Bell Dodl
Aviva
bestinvest
Charles Stanley
Chip
CMC Invest
eToro
Fidelity
first direct
Freetrade
Hargreaves Lansdown
IG
Interactive Brokers
Interactive Investor
InvestEngine
Legal & General
Lightyear
Moneybox
Moneyfarm
Plum
Prosper
Saxo
Tillit
Trading 212
True Potential
Vanguard
Wealthify
Wesleyan
XTB

Compare

Fi 4.1

^{Accounts offered:}

Stocks & Shares ISAs

SIPPs

Junior Stocks & Shares ISAs

Junior SIPPs

Lifetime Stocks & Shares ISAs

Lifetime Cash ISAs

Cash ISAs

Fi 4.0

^{Accounts offered:}

Stocks & Shares ISAs

SIPPs

Junior Stocks & Shares ISAs

Junior SIPPs

Lifetime Stocks & Shares ISAs

Lifetime Cash ISAs

Cash ISAs

Visit broker Hargreaves Lansdown

Visit broker Interactive Investor

_{Capital at risk when investing} _{Capital at risk when investing}

_{Capital at risk when investing}

Visit broker Hargreaves Lansdown

Visit broker Interactive Investor

_{Capital at risk when investing} _{Capital at risk when investing}

_{Capital at risk when investing}

Please reach out if updates are needed. This page may include affiliate links.

Hargreaves Lansdown and Interactive Investor both provide Stocks & Shares ISAs, SIPPs, and Junior Stocks & Shares ISAs. However, Hargreaves Lansdown also offers Junior SIPPs and a Lifetime Stocks & Shares ISA, whilst Interactive Investor does not provide these account types. Neither platform offers Lifetime Cash ISAs or Cash ISAs.

Below, you’ll find a comprehensive breakdown and comparison of each account type offered by Hargreaves Lansdown and Interactive Investor, including fees, features, and more.

Stocks & Shares ISA
SIPP
Cash ISA
Lifetime Stocks & Shares ISA
Junior Stocks & Shares ISA
Junior SIPP

Stocks & Shares ISA

Fi 3.9

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T11

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £35

ISA fee notes ^{Platform fees for shares and ETFs are 0.35% and capped at £150 per year (£12.50 per month) in HL's Stocks & Shares ISA. It now costs £1.95 to buy or sell funds with the platform fee starting at 0.35% and gradually lowering after £250k with fees capped at £3,750 per year (once you hit £2m portfolio). You can avoid HL's trading fees (up to £6.95 per trade) when investing monthly via direct debit from £25/month.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.99%

In-specie transfersDoes the broker support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.35%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £150 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £6.95

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. £0

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.35%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £3,750

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £1.95

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £6.95

Fi 3.9

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T11

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £71.88

ISA fee notes ^{To use the Stocks and Shares ISA with the ii Core plan, it costs £5.99/month and your total portfolio must be below £100k. With Core, there's a £3.99 commission to invest in UK shares, US stocks, or funds. Other international investments cost £9.99. You can avoid the commissions by setting up a regular monthly investment of at least £25/month. Once you go over the £100k balance (or if you want access to extra features), upgrading to the Plus plan costs £14.99/month. Plus comes with 5 free family accounts, 1 free monthly trade, lower fund commissions (£1.49) and cheaper international trades (£7.99). Finally, there's a Premium plan which gives you everything from Core and Plus, but also offers free fund trading, unlimited family accounts, 2 free monthly trades, £2.99 commission for UK/US shares and £5.99 for other international stocks, and a lower 0.25% FX fee.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £71.88

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.75%

In-specie transfersDoes the broker support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. £71.88

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £479.88 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £3.99

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. £0

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. £71.88

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £479.88

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £3.99

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £3.99

Hargreaves Lansdown and Interactive Investor have an identical Fi Score for their Stocks & Shares ISA, ranking in 11th for Stocks & Shares ISA on Financial Interest.

Both Hargreaves Lansdown and Interactive Investor provide Stocks & Shares ISAs that include access to ETFs, individual shares, and mutual funds.

Both brokers cater to different investing preferences by offering DIY (Do It Yourself) investing for those who want to manage their own portfolios, as well as DFY (Done For You) investing options for those seeking a more hands-off approach.

When it comes to foreign currency transactions, Hargreaves Lansdown charges a 1% FX fee, whilst Interactive Investor’s fee is slightly higher at 1.50%.

Neither Hargreaves Lansdown nor Interactive Investor offers a flexible Stocks & Shares ISA.

SIPP

Fi 4.2

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 5

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £35

SIPP fee notes ^{The HL SIPP has a platform fee of 0.35% for shares and ETFs, capped at £150 per year. It now costs £1.95 to buy or sell funds, and when holding funds, there's a 0.35% fee on the first £250k which gradually lowers after that, with fees capped at £3,750 per year (once you hit £2m portfolio). You can avoid HL's standard £6.95 trading commissions for select investments when investing monthly via direct debit from £25/month. There's also reduced commissions of £3.95 if you make 20+ trades each month.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.99%

In-specie transfersDoes this SIPP support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.35%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £150 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £6.95

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. £0

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.35%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £3,750

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £1.95

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £6.95

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? Yes

Director depositsDoes this SIPP allow company directors to deposit company funds? Yes

DrawdownDoes this SIPP support drawdown? Yes

Fi 4.1

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 6

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £71.88

SIPP fee notes ^{To use the SIPP with the ii Core plan, it costs £5.99/month and your total portfolio must be below £100k. With Core, there's a £3.99 commission to invest in UK shares, US stocks, or funds. Other international investments cost £9.99. You can avoid the commissions by setting up a regular monthly investment of at least £25/month. Once you go over the £100k balance (or if you want access to extra features), upgrading to the Plus plan costs £14.99/month. Plus comes with 5 free family accounts, 1 free monthly trade, lower fund commissions (£1.49) and cheaper international trades (£7.99). Finally, there's a Premium plan which gives you everything from Core and Plus, but also offers free fund trading, unlimited family accounts, 2 free monthly trades, £2.99 commission for UK/US shares and £5.99 for other international stocks, and a lower 0.25% FX fee.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £71.88

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.75%

In-specie transfersDoes this SIPP support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. £71.88

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £479.88

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £3.99

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. £0

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. £71.88

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £479.88

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £3.99

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £3.99

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? Yes

Director depositsDoes this SIPP allow company directors to deposit company funds? Yes

DrawdownDoes this SIPP support drawdown? Yes

Hargreaves Lansdown has the 5th ranked SIPP on Financial Interest, with Interactive Investor ranking in 6th for their SIPP.

Both Hargreaves Lansdown and Interactive Investor provide SIPP accounts.

The investment options available through both providers include ETFs, individual shares, and mutual funds in their pension offerings.

Both platforms give customers the choice between self-directed (DIY) investing and professionally managed (DFY) options for their pension accounts.

When making foreign currency investments, Hargreaves Lansdown applies a 1% fee, while Interactive Investor charges 1.50% for these transactions.

In-specie transfers are supported by both providers, meaning pension investments can be moved without requiring liquidation.

Both SIPPs accept employer contributions and director contributions. Hargreaves Lansdown and Interactive Investor also both offer pension drawdown facilities.

Cash ISA

Fi 3.9

Interest rate (AER)The interest rate offered in their easy access (withdraw anytime) Cash ISA, or closest equivalent, at the time of our last update. 4.26%

Flexible?Can you withdraw and redeposit without affecting your annual ISA limit? No

Maximum withdrawalsThe most withdrawals you can make before it affects your interest rate Unlimited

N/AInteractive Investor does not offer a Cash ISA or we have not added it to our dataset yet

Hargreaves Lansdown ranks 8th for their Cash ISA on Financial Interest, with Interactive Investor not currently offering this account type, or it hasn't been included in our dataset yet.

Lifetime Stocks & Shares ISA

Fi 4.0

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £25

Annual fees 0.25%

Trading fees £6.95 Most investments
£1.95 Funds

ISA transfersDoes this platform allow you to transfer an existing Lifetime ISA in from elsewhere? No

Notes ^{With HL's Lifetime ISA, the account fee is 0.25%, capped at £45 per year for shares, ETFs, and some other investments. For funds, there's a £1.95 commission and the platform fee is 0.25% for balances up to £1 million, and then 0.1% on anything between £1m and £2m, and nothing for over £2m (so £3,500 max.). Commissions for most investments are £6.95 per trade, you can avoid this for some investments by setting up a regular monthly investment. The FX fee is 0.99%.}

N/AInteractive Investor does not offer a Lifetime Stocks & Shares ISA or we have not added it to our dataset yet

Hargreaves Lansdown provides one of the higher-rated Lifetime Stocks & Shares ISAs on Financial Interest with a ranking of #3 while Interactive Investor doesn't currently offer this type of account.

Junior Stocks & Shares ISA

Fi 4.6

Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? 1

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £0

Junior ISA fee notes ^{Hargreaves Lansdown has no platform fees for its Junior ISA and it also charges no commission to buy or sell ETFs (or any other asset types available).}

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. £0

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £0

Share trading feeThe amount you'll pay to invest in company shares. £0

Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA. £0

Fi 3.9

Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? 5

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £179.88

Junior ISA fee notes ^{interactive investor (ii) only offers a Junior ISA included with its Plus and Premium plans. With Plus, it costs £14.99/month and gives you free JISAs for all your children. You get one free trade per month, and there's no commission for a regular monthly investment (from £25 per month) into ETFs (or other assets). Otherwise, it's £1.49 to buy or sell funds, £3.99 for UK/US shares, and £7.99 for other international stocks. The FX fee is 0.75%. You could also upgrade to the Premium plan for a whopping £39.99/month which comes with 2 free monthly trades, free fund dealing, lower commissions and a lower 0.25% FX fee.}

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. £3.99

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £1.49

Share trading feeThe amount you'll pay to invest in company shares. £3.99

Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA. £14.99 per month

Hargreaves Lansdown offers the top-rated Junior Stocks & Shares ISA on Financial Interest. Interactive Investor's Junior Stocks & Shares ISA is ranked 5th.

Junior SIPP

Fi 3.8

Fi Score rankingWhere does this account rank compared to other Junior SIPPs on Financial Interest? 4

Fi FeeOur unique calculation for comparable fees across brokers for each account type, based on the portfolio size set. Your fees may vary. £35

Junior SIPP fee notes ^{Hargreaves Lansdown charges a 0.35% platform fee for its Junior SIPP with a £150 yearly cap for ETFs and shares. If holding funds the 0.35% platform fee drops after £250k. It costs £1.95 to buy or sell funds and it charges a £5.95 commission to buy or sell ETFs and other assets, but there's no commission if you use the regular monthly direct debit investment from £25/month.}

ETF trading feeThe amount you'll pay to invest in an ETF in this Junior SIPP. £3.95

Fund trading feeThe amount you'll pay to invest in a mutual fund in this Junior SIPP. £1.95

Share trading feeThe amount you'll pay to invest in company shares within this Junior SIPP. £3.95

Junior SIPP account feesThe account fees you'll pay when investing inside a Junior SIPP. 0.35%

N/AInteractive Investor does not offer a Junior SIPP or we have not added it to our dataset yet

Hargreaves Lansdown ranks 4th for their Junior SIPP on Financial Interest, with Interactive Investor not currently offering this account type, or it hasn't been included in our dataset yet.

Go to full review: Hargreaves Lansdown review

Go to full review: Interactive Investor review

More comparisons

Freetrade vs Hargreaves Lansdown Hargreaves Lansdown vs InvestEngine Charles Stanley vs Hargreaves Lansdown Hargreaves Lansdown vs Vanguard Hargreaves Lansdown vs Moneyfarm

Interactive Investor vs Lightyear Interactive Investor vs InvestEngine eToro vs Interactive Investor IG vs Interactive Investor Interactive Investor vs Trading 212

Also compare:

AJ Bell Dodl vs Wealthify Vanguard vs Wesleyan Aviva vs Lightyear Prosper vs True Potential bestinvest vs Interactive Investor Interactive Investor vs Plum Interactive Brokers vs Prosper Hargreaves Lansdown vs Prosper

Get up to £500 in free US shares when you open a new IG account and invest at least £500.

Get 1% cashback up to £5,000 when you transfer to IG using the code TRANSFER5K, make an investment, and hold it until 31st May 2027. Capital at risk when investing. Affiliate link.

This is an affiliate link. We will earn a commission on qualifying deposits.

Get up to £1,000 in free US shares or up to a £200 deposit match when you open a new account with IG. Capital at risk when investing. Affiliate link.

This is an affiliate link, we may earn a commission.

Most provides guidance and advice with professional financial advisers. They are our sister company; we are affiliated.

Get a free share worth £10-£100 when joining Freetrade via our link. Capital at risk when investing.

Terms apply. This is an affiliate link, we may earn a small commission.

This is an affiliate link, we may earn a commission on qualifying deposits.

This is an affiliate link, we may earn a commission at no cost to you.

Get up to a £200 welcome bonus when signing up for an InvestEngine Business Account via our link.

T&Cs apply. Capital at risk. This is an affiliate link, we may earn a small commission.

This is an affiliate link, we may earn a commission at no cost to you.

Get a free share worth £10-£100 when joining Freetrade via our link. Capital at risk when investing.

Terms apply. This is an affiliate link, we may earn a small commission.

This is an affiliate link, we may earn a commission on qualifying deposits.

This is an affiliate link. We will earn a small commission on qualifying deposits.

We may earn a commission if you use our link. This will not cost you a penny.

This is an affiliate link, we may earn a commission when you purchase after clicking. This does not cost you a penny.

Get a free US share of your choice worth $15 when you join Lightyear via our link. Terms apply.

This is an affiliate link: we may earn a small commission.

This is an affiliate link. We will earn a small commission on qualifying deposits.

Get up to £100 as a bonus when joining InvestEngine via our link. Terms apply. Capital at risk.

This is an affiliate link: we may earn a small commission.

Get free fractional shares worth up to £100 when you join Trading 212 via our link. Terms apply.

This is an affiliate link: we may earn a small commission.

Get up to £100 as a bonus when joining InvestEngine via our link. Terms apply. Capital at risk.

This is an affiliate link: we may earn a small commission.

Capital at risk. Terms and fees apply. This is an affiliate link, we may earn a small commission.

This is an affiliate link. We will earn a small commission on qualifying deposits.

Capital at risk. Terms and fees apply. This is an affiliate link, we may earn a small commission.

This is an affiliate link. We will earn a small commission on qualifying deposits.

Get a boosted rate to your Cash ISA by joining via our link or using code FIN. Terms apply.

This is an affiliate link. We will earn a small commission on qualifying deposits.

Get up to £100 as a bonus when joining InvestEngine via our link. Terms apply. Capital at risk.

This is an affiliate link: we may earn a small commission.

Get up to £100 as a bonus when joining InvestEngine via our link. Terms apply. Capital at risk.

This is an affiliate link: we may earn a small commission.