Fidelity

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T8

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £53

ISA fee notes ^{Fidelity's account fees (0.35%) are capped at £7.50 per month on ETFs and shares within ISAs. Setting up a regular savings plan reduces any commissions to £1.50 (£7.50 otherwise), but it also lowers your account fee from £7.50 per month to 0.35% (if your balance is below £25k). There's no commission for investing in funds.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.75%

In-specie transfersDoes the broker support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.35%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £7.50 per month

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £7.50

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. £1.50

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.35%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £2,000

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £7.50

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score T3

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £53

SIPP fee notes ^{Account fees (0.35%) are capped at £7.50 per month on ETFs and shares within SIPPs. Investing commissions for shares and ETFs drop from £7.50 to £1.50 with a regular monthly investment (a regular savings plan also reduces your account fee from £7.50 per month to 0.35% if you have less than £25k). There's no commission for investing in funds. Fidelity's platform fee for funds gets lower with higher balances (0.2% between £250k and £1 million, then nothing over £1 million) and the lower rate gets applied to your whole portfolio up to £1 million (meaning a £2,000 per year maximum).}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.75% Up to £10k

In-specie transfersDoes this SIPP support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.35%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £7.50 per month

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £7.50

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. £1.50

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.35%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £2,000

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £7.50

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? Yes

Director depositsDoes this SIPP allow company directors to deposit company funds? Yes

DrawdownDoes this SIPP support drawdown? Yes

Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? 2

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £18

Junior ISA fee notes ^{Fidelity offers a discounted trading fee of £1.50 with regular savings plans (min. £25/month) for ETFs. There are no Junior ISA account fees and you get full acess to all of Fidelity's investments.}

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. £7.50

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £0

Share trading feeThe amount you'll pay to invest in company shares. £7.50

Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA. £0

Fi Score rankingWhere does this account rank compared to other Junior SIPPs on Financial Interest? 1

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £18

Junior SIPP fee notes ^{Fidelity offers a discounted trading fee of £1.50 with regular savings plans (min. £25/month) for ETFs. There are no fees to buy or sell funds and no Junior SIPP account fees, you also get full acess Fidelity's investment range.}

ETF trading feeThe amount you'll pay to invest in an ETF in this Junior SIPP. £7.50

Fund trading feeThe amount you'll pay to invest in a mutual fund in this Junior SIPP. £0

Share trading feeThe amount you'll pay to invest in company shares within this Junior SIPP. £7.50

Junior SIPP account feesThe account fees you'll pay when investing inside a Junior SIPP. £0