bestinvest

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T32

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £99.40

ISA fee notes ^{Annual fees are cheaper when investing in Bestinvest's ready-made portfolios or US shares, though this incurs high FX fees. The platform fees get cheaper for larger portfolios of shares, ETFs, and funds after £250k.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. N/A

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.95%

In-specie transfersDoes the broker support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.40%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £2,000 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £4.95

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.40%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £2,000

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £4.95 UK
£0 US

Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 14

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £179.40

SIPP fee notes ^{For most shares, ETFs, and funds, the Bestinvest SIPP platform fee is 0.4% on the first £250,000 (£120 minimum per year), then 0.2% from £250,000 – £500,000, and 0.1% on £500,000 - £1 million, then £0 on anything over £1 million. For US shares and ready-made funds, it's 0.2% up to £500,000 and then it follows the same structure as the other investments.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £120

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.95%

In-specie transfersDoes this SIPP support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.40%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £2,000 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £4.95

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.40%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £2,000

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £4.95

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? Yes

Director depositsDoes this SIPP allow company directors to deposit company funds? Yes

DrawdownDoes this SIPP support drawdown? Yes

Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? T9

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £99.40

Junior ISA fee notes ^{The platform fee on the first £250k is 0.4% for most shares, ETFs, and funds; for US shares and ready-made funds the platform fee is 0.2% up to a £500k balance and then it gets cheaper. Bestinvest offers free fund dealing with its Junior ISA but there's no regular investment discount for investing in ETFs.}

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. £4.95

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £0

Share trading feeThe amount you'll pay to invest in company shares. £4.95 UK shares
£0 US shares

Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA. 0.2% - 0.4%

Fi Score rankingWhere does this account rank compared to other Junior SIPPs on Financial Interest? 3

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £99.40

Junior SIPP fee notes ^{Bestinvest offers free fund dealing with its Junior SIPP but there's no regular investment discount for investing in ETFs. The account fee for Bestinvest is 0.2% for holding ready-made portfolios/US shares (up to £500k) and 0.4% for UK shares, ETFs, and funds (up to £250k). The Bestinvest account fees get lower for large balances. Unlike the regular Bestinvest SIPP, there's no minimum account fee with the Junior SIPP.}

ETF trading feeThe amount you'll pay to invest in an ETF in this Junior SIPP. £4.95

Fund trading feeThe amount you'll pay to invest in a mutual fund in this Junior SIPP. £0

Share trading feeThe amount you'll pay to invest in company shares within this Junior SIPP. £4.95 UK shares
£0 US shares

Junior SIPP account feesThe account fees you'll pay when investing inside a Junior SIPP. 0.2% - 0.4%