Stocks & Shares ISAs
SIPPs
Junior Stocks & Shares ISAs
Junior SIPPs
Lifetime Stocks & Shares ISAs
Lifetime Cash ISAs
Cash ISAs
Stocks & Shares ISAs
SIPPs
Junior Stocks & Shares ISAs
Junior SIPPs
Lifetime Stocks & Shares ISAs
Lifetime Cash ISAs
Cash ISAs
Visit broker bestinvest
Visit broker InvestEngine
Visit broker bestinvest
Visit broker InvestEngine
Please reach out if updates are needed. This page may include affiliate links.
bestinvest and InvestEngine both provide Stocks & Shares ISAs and SIPPs. However, bestinvest also offers Junior Stocks & Shares ISAs and Junior SIPPs, whereas InvestEngine does not provide these. Neither platform currently offers Lifetime ISAs or Cash ISAs.
Below, you’ll find a comprehensive breakdown and comparison of each account type offered by bestinvest and InvestEngine, including fees, features, and more.
Portfolio size (for fee calculations)
Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T32
Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £99.40
ISA fee notes Annual fees are cheaper when investing in Bestinvest's ready-made portfolios or US shares, though this incurs high FX fees. The platform fees get cheaper for larger portfolios of shares, ETFs, and funds after £250k.
Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. N/A
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.95%
In-specie transfersDoes the broker support the transfer of investments? Yes
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. 0.40%
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £2,000 per year
ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £4.95
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. 0.40%
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £2,000
Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0
Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. £0
Shares
Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts.
£4.95 UK
£0 US
Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score T4
Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £0
ISA fee notes InvestEngine charges nothing if you use their DIY account option, except for their LifePlans which incur a 0.25% annual fee. Their managed accounts have a 0.25% annual fee. They have no platform, trading or deposit/withdrawal fees on regular ETFs, and they only offer ETFs in GBP (£), so no FX fees either.
Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £0
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A
In-specie transfersDoes the broker support the transfer of investments? Yes
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. £0
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A
ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £0
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. N/A
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. N/A
Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. N/A
Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A
SharesShare trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. N/A
InvestEngine offers the 4th best Stocks & Shares ISA on Financial Interest, while bestinvest ranks 32nd.
Both bestinvest and InvestEngine provide Stocks & Shares ISAs, allowing you to invest tax-efficiently.
When it comes to investment options, bestinvest offers a broader range. Both brokers provide access to ETFs within their ISAs, but bestinvest also supports individual shares and mutual funds, whereas InvestEngine does not currently offer these investment types.
Both bestinvest and InvestEngine cater to different investing preferences by offering DIY (Do It Yourself) and DFY (Done For You) investing options, so you can choose to manage your own portfolio or have it managed for you.
In terms of foreign currency transactions, bestinvest applies a 0.95% FX fee when dealing with overseas investments. InvestEngine, however, does not support foreign investments.
Both bestinvest and InvestEngine offer flexible Stocks & Shares ISAs, meaning you can withdraw and re-deposit funds within the same tax year without affecting your annual ISA allowance.
Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score 14
Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £179.40
SIPP fee notes For most shares, ETFs, and funds, the Bestinvest SIPP platform fee is 0.4% on the first £250,000 (£120 minimum per year), then 0.2% from £250,000 – £500,000, and 0.1% on £500,000 - £1 million, then £0 on anything over £1 million. For US shares and ready-made funds, it's 0.2% up to £500,000 and then it follows the same structure as the other investments.
Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £120
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). 0.95%
In-specie transfersDoes this SIPP support the transfer of investments? Yes
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. 0.40%
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £2,000 per year
ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £4.95
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. 0.40%
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £2,000
Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0
SharesShare trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £4.95
SIPP featuresEmployer contributionsDoes this SIPP allow contributions from your employer? Yes
Director depositsDoes this SIPP allow company directors to deposit company funds? Yes
DrawdownDoes this SIPP support drawdown? Yes
Fi Score rankingWhere this SIPP ranks compared to other personal pensions based on Fi Score T1
Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £0
SIPP fee notes InvestEngine's SIPP has no platform fee for the DIY option, but only allows transfers in from Vanguard and Hargreaves Lansdown at this time. LifePlans and managed portfolios (0.25% fee) are not currently available. You need at least £100 to open an account, but you can invest from £1 after that.
Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0
FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A
In-specie transfersDoes this SIPP support the transfer of investments? No
ETFsAccount fee on ETFsThe account fee you'll pay when investing in ETFs. £0
ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. N/A
ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £0
ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A
Mutual fundsAccount fee on fundsThe account fee you'll pay when investing in mutual funds. N/A
Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. N/A
Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. N/A
SharesShare trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £0
SIPP featuresEmployer contributionsDoes this SIPP allow contributions from your employer? No
Director depositsDoes this SIPP allow company directors to deposit company funds? No
DrawdownDoes this SIPP support drawdown? No
InvestEngine offers the top-rated SIPP on Financial Interest. bestinvest's SIPP is ranked 14th.
Both bestinvest and InvestEngine provide SIPP options.
The investment options at both providers include ETFs. Where they differ is that bestinvest allows investment in individual shares and mutual funds, while InvestEngine offers neither of these.
Investors can choose between managing their own pension investments (DIY) or opting for professional management (DFY) with either provider.
When investing in foreign currencies through bestinvest’s SIPP, a 0.95% fee applies. InvestEngine’s pension doesn’t offer international investment options.
Bestinvest supports in-specie transfers, allowing existing investments to be moved without selling. InvestEngine does not facilitate in-specie transfers.
For pension contributions, bestinvest accepts employer payments and also supports director contributions. InvestEngine does not accept either employer or director contributions. Bestinvest offers pension drawdown facilities, a feature that InvestEngine doesn’t provide.
Fi Score rankingWhere does this account rank compared to other Junior Stocks & Shares ISAs on Financial Interest? T9
Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £99.40
Junior ISA fee notes The platform fee on the first £250k is 0.4% for most shares, ETFs, and funds; for US shares and ready-made funds the platform fee is 0.2% up to a £500k balance and then it gets cheaper. Bestinvest offers free fund dealing with its Junior ISA but there's no regular investment discount for investing in ETFs.
ETF trading feeThe amount you'll pay to invest in an ETF in this ISA. £4.95
Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA. £0
Share trading feeThe amount you'll pay to invest in company shares.
£4.95 UK shares
£0 US shares
Junior ISA account feesThe account fees you'll pay when investing inside a Junior ISA. 0.2% - 0.4%
N/AInvestEngine does not offer a Junior Stocks & Shares ISA or we have not added it to our dataset yet
bestinvest ranks down in position #9 for Junior Stocks & Shares ISAs on Financial Interest. InvestEngine does not offer this type of account, or we've not added it to our site yet.
Fi Score rankingWhere does this account rank compared to other Junior SIPPs on Financial Interest? 3
Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £99.40
Junior SIPP fee notes Bestinvest offers free fund dealing with its Junior SIPP but there's no regular investment discount for investing in ETFs. The account fee for Bestinvest is 0.2% for holding ready-made portfolios/US shares (up to £500k) and 0.4% for UK shares, ETFs, and funds (up to £250k). The Bestinvest account fees get lower for large balances. Unlike the regular Bestinvest SIPP, there's no minimum account fee with the Junior SIPP.
ETF trading feeThe amount you'll pay to invest in an ETF in this Junior SIPP. £4.95
Fund trading feeThe amount you'll pay to invest in a mutual fund in this Junior SIPP. £0
Share trading feeThe amount you'll pay to invest in company shares within this Junior SIPP.
£4.95 UK shares
£0 US shares
Junior SIPP account feesThe account fees you'll pay when investing inside a Junior SIPP. 0.2% - 0.4%
N/AInvestEngine does not offer a Junior SIPP or we have not added it to our dataset yet
bestinvest provides one of the higher-rated Junior SIPPs on Financial Interest with a ranking of #3 while InvestEngine doesn't currently offer this type of account.
Go to full review: bestinvest review
Go to full review: InvestEngine review
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