Aviva

3.2

#26 of 47 Stocks & Shares ISAs

Website Fees Review

Overview

Aviva is a leading British insurance and financial services provider headquartered in London. The company offers a comprehensive range of products including life insurance, general insurance, pensions, investments and savings solutions. Known for its long heritage and trusted brand, Aviva serves both individual and corporate clients across multiple markets, with a particularly strong presence in the UK, Ireland and Canada.

Join Aviva _{Capital at risk when investing}

Fi Score This is a subjective score awarded by Financial Interest based on the account or platform's offering.

Stocks & Shares ISA

3.2

SIPPThis broker does not offer SIPP or we have not added it to our dataset yet.

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Junior Stocks & Shares ISAThis broker does not offer Junior Stocks & Shares ISA or we have not added it to our dataset yet.

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Junior SIPPThis broker does not offer Junior SIPP or we have not added it to our dataset yet.

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Lifetime Stocks & Shares ISAThis broker does not offer Lifetime Stocks & Shares ISA or we have not added it to our dataset yet.

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Lifetime Cash ISAThis broker does not offer Lifetime Cash ISA or we have not added it to our dataset yet.

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Cash ISAThis broker does not offer Cash ISA or we have not added it to our dataset yet.

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Aviva Offers

Aviva welcome bonus

We're not aware of a welcome bonus for Aviva at this time.

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Aviva Fees & Review

Stocks & Shares ISA
SIPP

Stocks & Shares ISA

Fi Score rankingWhere this ISA ranks compared to other ISAs based on Fi Score 26

Fi Fee (£10k balance)(£100k balance)(£500k balance)Our unique calculation for comparable fees across brokers for each account type, based on a 10k100k500k portfolio. Your fees may vary. £94.88

ISA fee notes ^{Aviva charges a 0.35% fee on the first £500,000 of your portfolio and then £0 on anything over this. There's an additional £4.99 trading fee on top of this for UK stocks, ETFs, and investment trusts, but there's no commission to buy or sell funds.}

Minimum account chargeThe minimum amount you need to pay for this Stocks & Shares ISA, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A

In-specie transfersDoes the broker support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.35%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £1,750 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this ISA, excluding trading volume discounts. £4.99

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.35%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £1,750

Fund trading feeThe amount you'll pay to invest in a mutual fund in this ISA, excluding trading volume discounts. £0

Fund regular investing feeThe amount you'll pay to invest in mutual funds when using an ongoing regular investment. N/A

^Shares

Share trading feeThe amount you'll pay to invest in company shares, excluding trading volume discounts. £4.99

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The Aviva Stocks & Shares ISA allows investors to choose their own investments in individual shares, ETFs, and mutual funds. You're also able to select pre-built portfolios or opt for a professionally-managed option. This ISA doesn't offer commodities or money market funds.

The account doesn't offer fractional shares – you must buy whole units of investments, making it harder to get your full deposit into the market.

As this is a flexible ISA, you can withdraw and redeposit in the same tax year without affecting your annual ISA limit.

Uninvested cash held within the account can earn 2.54% (AER) interest, though should not be used as an alternative to a bank because it is an investment product.

In-specie transfers are supported, meaning you can transfer your portfolio from another investment platform – or to another platform – as long as the same assets are available on both.

Aviva ranks 42nd by Fi Fee for small investors (£10,000 portfolios), but fare slightly better at 38th for large portfolios (balances of £500,000). To invest, you’ll need a minimum lump sum deposit of £500 or an ongoing monthly investment of at least £25.

Aviva charges a 0.35% fee on the first £500,000 of your portfolio and then £0 on anything over this. There's an additional £4.99 trading fee on top of this for UK stocks, ETFs, and investment trusts, but there's no commission to buy or sell funds.

SIPP

SIPP fee notes ^{Aviva charges a 0.35% fee on the first £500,000 of your portfolio and then £0 on anything over this. There's an additional £4.99 trading fee on top of this for UK stocks, ETFs, and investment trusts, but there's no commission to buy or sell funds.}

Minimum account chargeThe minimum amount you need to pay for this SIPP, excluding account fee reductions or discounts. £0

FX feeThe currency conversion fee when purchasing investments that aren't listed in GBP (£). N/A

In-specie transfersDoes this SIPP support the transfer of investments? Yes

^ETFs

Account fee on ETFsThe account fee you'll pay when investing in ETFs. 0.35%

ETF account fee capThe maximum amount you'll pay in account fees when investing in ETFs. £1,750 per year

ETF trading feeThe amount you'll pay to invest in an ETF in this SIPP, excluding trading volume discounts. £4.99

ETF regular investing feeThe amount you'll pay to invest in ETFs when using an ongoing regular investment. N/A

^{Mutual funds}

Account fee on fundsThe account fee you'll pay when investing in mutual funds. 0.35%

Fund fee capThe maximum amount you'll pay in account fees when investing in mutual funds. £1,750 per year

Fund trading feeThe amount you'll pay to invest in a mutual fund in this SIPP, excluding trading volume discounts. £0

^Shares

Share trading feeThe amount you'll pay to invest in company shares in this SIPP, excluding trading volume discounts. £4.99

^{SIPP features}

Employer contributionsDoes this SIPP allow contributions from your employer? Yes

Director depositsDoes this SIPP allow company directors to deposit company funds? Yes

DrawdownDoes this SIPP support drawdown? Yes

Aviva's SIPP provides access to DIY investing (you can choose your own investments), ready-made portfolios, and professionally-managed portfolios. You can invest into shares, ETFs, and mutual funds. This SIPP doesn't offer commodities or money market funds.

Investors can transfer their investments in-specie, meaning their portfolio can be moved to or from another platform without being converted to cash first.

Fractional shares aren't supported, meaning you can only buy whole units of each investment.

When it comes to a pension offering, this SIPP covers most of the major features you’d be looking for: drawdown is supported, limited company directors can deposit via their business (tax effectively), and employers can deposit into their employee’s SIPPs too.

Aviva's SIPP ranks 23rd by Fi Fee for small investors, and it drops down to 26th for large portfolios.

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